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- Up to 48 monthsLoan Terms
- Good Interest Rates
- Up to 600 mln sumLoan Amount
Car Loan Terms
- The Requirement for the Purchased Car: A car produced no later than 5 years ago.
- For the New Cars (Primary Market)
Down payment:
Persons with permanent employment
Self-employed persons
from 30% APR
from 30% APR
Annual Percentage Rate:
Annual Percentage Rate:
Persons with permanent employment
Self-employed persons
Up to 12 months
25,99%
26,99%
From 12 to 48 months
26,99%
27,99%
- For the Used Cars (Secondary Market)
Down payment:
no older than 1 year:
from 30%
From 1 to 3 years old:
from 35%
From 3 to 5 years old:
from 40%
Annual Percentage Rate:
Terms
Persons with permanent employment
Self-employed persons
Up to 12 months
25,99%
26,99%
From 12 to 48 months
26,99%
27,99%
- Car Loan Currency In national currency, sum
- Car Loan Amount Up to 600 mln.sums
- Car Loan Form of Provision Non-cash transfer
- How to Apply For Car Loan? Hamkor bank offices and branches
- Car Loan Repayment Frequency Monthly repayment of principal and interest fees
- Remotely, through the Hamkor Mobile application or other payment applications.
- Through self-service terminals.
- In bank offices: by making a payment by card or cash..
Please note that the interest amount of the loan is calculated based on the nominal interest rate, and the full cost of the loan indicates how much the loan will cost if interest amounts and other types of payments are paid on time and in the prescribed amount.
The procedure for calculating the full cost of the loan can be found at: https://hamkorbank.uz/credit-calc.
The nominal interest rate of this loan can be changed by the bank, and the rate change will be agreed with the borrower.
- Application review period: 5 days; in case of providing a complete list of required documents;
- Loan repayment frequency: monthly, in the amounts specified in the repayment schedule
- Early repayment: early repayment is provided without additional fees and penalties;
- Fines and penalties: In case of violation of the terms of repayment of the principal debt on the loan, the interest rate on the amount of overdue debt increases 1.5 times from the date of formation of this overdue debt;
- Penalty for overdue interest – 0.1% per day;
- Collateral - at least 125% of the loan amount.
Factors influencing a positive decision on granting a loan:
- Positive credit history;
- Permanent source of income;
- Provision of the required collateral for the loan;
- Completeness of the provided list of documents.
- Non-cash transfer to debit card
Factors influencing the negative decision to granting a loan:
- Negative credit history;
- Lack of a permanent source of income;
- Lack of collateral for the loan;
- Incompleteness of the provided list of documents.
- Car loan application
- Identity document
- Bank statement for the last 12 months
- Car purchase agreement
- Collateral documents (insurance policy)
- Car loan applicant should be a citizen of the Republic of Uzbekistan or stateless person permanently residing in the territory of the Republic with stable monthly income;
- Absence of overdue debts on previously issued loans.
How to Apply for the Loan
To Apply for the Loan, Please Visit your Nearest Bank Branch.
For More Information Please Call
Free transfers
up to 5 000 000 sums
in HAMKOR app
Free delivery
of HUMO card
Fiscal check for each
money transfer and payment
Free emission of
VISA Classic Card
in HAMKOR app