Express Microloan

Up to 36 Months Loan Terms
- Good Interest Rates
Up to 50 mln sums Loan Amount

Last Updated: 10.08.2023

Express Microloan

The sums of money, which is issued to an entrepreneur with a state registration on the condition of ensuring and timely repayment of 50 million sums.

Terms of Express Loan

Terms Up to 36 months
Express Loan Amount Up to 50 mln. sums
Annual Interest Rate Up to 24 months - 32 %;
From 25 up to 36 months - 36 %.
Collateral - Immovable property (except housing);
- Vehicles
- Gold Products;
- Funds held at «Hamkorbank» ;
-Other liquid assets specified in the Bank’s Loan Policy.

Collateral

Documents Required

Up to 15 million sums - on the basis of guarantee of a natural or legal person
Up to 100 reference value - on the basis of collateral (movable funds, jewelry, securities or other security not contrary to the bank’s Loan policy)

For microloans up to 15 million sums:

Guarantee of an individual;
Guarantee of a legal entity or an entrepreneur
Collateral.

For microloans up to 22 million sums:

Guarantee of a legal entity or an entrepreneur;
Guarantee of an individual and collateral;
Collateral;
Guarantee of an individual and guarantee of a legal entity or an entrepreneur.

For microloans up to 50 million soums:

Collateral;
Guarantee of an individual and collateral;
Guarantee of an individual and guarantee of a legal entity or an entrepreneur and collateral.;

At the same time, the maximum amount of the individual’s guarantee must be no more than 15 million sums. Soums, surety of a legal entity or individual entrepreneur not more than 22 million soums, surety of a natural person + surety of a legal entity or individual entrepreneur not more than 22 million. soums