Business plan


Business plan of the Joint-Stock Commercial Bank
with the participation of foreign capital “Hamkorbank”
for 2023

The key performance indicators of the Business Plan:

  • Assets 19.5 trillion Uzbek sum;
  • Loan portfolio 14.5 trillion Uzbek sum;
  • Net profit 850.0 billion Uzbek sum;
  • Return on assets (ROA) Not less than 4.8%;
  • Return on equity (ROE) Not less than 28.4%.

Key priorities for 2023:

  1. Developing retail business, increase in volumes and profitability of retail products, implementing new attractive products for clients;
  2. Obtaining an active growth in the volume of online loans and deposits;
  3. Developing corporate business, implementing new digital products;
  4. Implementing widespread use of new treasury instruments;
  5. Developing the digital marketing system;
  6. Implementing the strategic goals of the bank in the direction of centralization, optimization, transformation and digitalization;
  7. Developing the risk management system and work with bad assets.

Last update date: 03/15/2023


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