Imkoniyat Business Loan

Up to24months Loan Terms
28% Good Interest Rates
Up to300 mln.sums Loan Amount

Last Updated: 27.10.2023

Loan Terms

Loan Purpose Allocated for any purpose not prohibited in the credit policy, for business development
Loan Amount Up to 300 mln. sums
Loan Term Up to 24 months
Grace Period Up to 6 months
Loan Currency In National Currency, Sums
Loan Interest Rate from 28%
The Form of Provision In cash and non-cash from
Loan Repayment Annuity (equal payments) or repayment in the usual form Annuity (equal payments) or other forms of repayment depending on the project.
Collateral At least 125% of loan amount

At least 125% of loan amount Following documents should be proviede as a part of the requirements of the credit policy and other internal regulations

Filled Application Form;
Constituent Documents of Enterprise;
Decision of the Authorized Body on Loan Issuance (for legal enteties);
Collateral Documents.

Loans are provided for any business purpose;
Loans are provided in cash or non-cash forms;
Beneficial lending terms and tariffs;
No independent appraiser’s report required when assessing collateral property;
Free collateral property assessment

Vehicles;
Real Estate;
Deposits;
Other Liquid Assets.

All solvent legal entities with at least 6 months of work experience in the area being financed, and business entities without forming a legal entity.