Corporate Loans from the Bank’s Own Funds

Loan Purpose

For the acquisition of fixed assets
To cover the cost of delivery and installation of fixed assets such as payments for insurance, registration, transportation and others.
For the execution of construction and renovation works
For the expansion of capital stock, in particular, for the support of infrastructure facilities
For other purposes in accordance with the procedures established by state law

Loan Currency In National and Foreign Currency
Loan amount Up to 25% of bank's first capital ratio.
Loan Term For working capital replenishment - up to 18 months

For other purposes - up to 60 months
Loan Issuance Form In non-cash form
Annual Percentage Rate In National Currency
26 %

In Foreign Currency
In USD
SOFR (6 мес.) + 9 %

In Euro
14 %
Loan Repayment Forms Annuity (equal payments) or other forms depending on the project.
Borrower's Share At least 25% of the project amount. At the same time, share in the project may be considered in form of own working capital, property and equipment.

No less than 130% of loan amount

Loan application which includes information about the purpose, amount and the period of the loan as well as the type of collateral provided.
Copies of the Company Charter and constituent documents
Copy of the certificate of the legal entity registered by the local authorities
Copy of license (if required by activity type)
The decision of the appropriate authorized body of the borrower for the obtaining of loan
Business plan with included cash flow forecast
Financial statements (balance sheet (form-1), financial results report (form-2), statement of accounts receivable and accounts payable (form-2a), reconciliation statements for accounts receivable and accounts payable for more than 90 days, cash flow report (form-4) with comments)
Other collateral cocuments
Other documents requested by the bank