Revolving Small Loan

Last Updated: 10.08.2023

Loan Terms

Loan Purpose For working capital replenishment
Loan Currency National Currency – Sum
Loan Amount From 600 mln up to 5 bln sums
Loan Term According to the general agreement of the short-term credit line "Revolver" for replenishing working capital of retail trade enterprises for a period of up to 60 months. Subject to full repayment every 12 months.

According to the general agreement, a credit line for replenishing working capital for purposes other than retail for a period of up to 60 months. Subject to full repayment every 18 months.
Loan issuance In non-cash form
Loan interest rate From 28 %
Loan Repayment Annuity (equal payments) or other forms depending on the project
Borrower's Share At least 25% of the project amount. At the same time, participation in the project may be considered by own working capital, property and equipment.

At least 125% of the loan amount

Small business entities must provide the following documents with an application for a loan:

Financial statements (balance sheet, income statement, certificate of receivables and payables, as well as reconciliations for debts with a period of more than 90 days) for the last reporting period
Business plan; with mandatory indication of the purpose, term and amount of the loan, including cash flow forecast
Collateral Documents
Other documents requested by the bank