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Small Business Loans for Retail

Last Updated: 10.08.2023


Loan Terms

  • Loan Purpose For working capital replenishment of highly liquid goods retail trade
  • Loan Currency National Currency – Sum
  • Loan Amount From 600 mln.up to 5 bln.sum
  • Loan Term Based on the analysis of cash flows and in accordance with the established repayment schedule without opening a credit line for a period not exceeding 3 months.

    Based on the analysis of cash flows in the form of an annuity in accordance with the established repayment schedule without opening a credit line for a period not exceeding 18 months.

    Based on the analysis of cash flows, open a credit line in accordance with the terms of the revolving loan for a period of up to 24 months and, starting from the primary date, repay within a period not exceeding 3 months and subsequently during the validity period of the credit line, its return, as well as repayment in accordance with the established repayment schedule and full refund.

    A credit line may also be opened for up to 18 months by full turnover of the allocated credit funds through an account every three months.
  • Loan Issuance In non-cash form
  • Loan Interest Rate From 28 %
  • Loan Repayment Annuity (equal payments) or other forms depending on the project
  • Borrower's Share At least 25% of the project amount. At the same time, participation in the project may be considered by own working capital, property and equipment.

At least 125% of the loan amount


  • Deposits in national and foreign currencies
  • Movable and immovable property
  • Equipment
  • Guarantee of banks and insurance companies
  • Guarantees of 3 persons
  • Other Liquid Property

Small business entities must provide the following documents with an application for a loan:


  • Financial statements (balance sheet, income statement, certificate of receivables and payables, as well as reconciliations for debts with a period of more than 90 days) for the last reporting period
  • Business plan; with mandatory indication of the purpose, term and amount of the loan, including cash flow forecast
  • Collateral Documents
  • Other documents requested by the bank

Requirements to Borrowers

Small enterprise, microfirm, farmers, farming and family enterprises

Loan Calculator

* Please note that the calculator does not guarantee absolute accuracy of calculations.
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ADDITIONAL EXPENSES

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How to Apply for the Loan

To Apply for the Loan, Please Visit your Nearest Bank Branch.
For More Information Please Call

Звонок по Узбекистану бесплатно 0-800-1-200-2000-800-1-200-200Toll-free Call within Uzbekistan


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