Small Business Loans for Retail
Loan Terms
- Loan Purpose For working capital replenishment of highly liquid goods retail trade
- Loan Currency National Currency – Sum
- Loan Amount From 600 mln.up to 5 bln.sum
- Loan Term Based on the analysis of cash flows and in accordance with the established repayment schedule without opening a credit line for a period not exceeding 3 months.
Based on the analysis of cash flows in the form of an annuity in accordance with the established repayment schedule without opening a credit line for a period not exceeding 18 months.
Based on the analysis of cash flows, open a credit line in accordance with the terms of the revolving loan for a period of up to 24 months and, starting from the primary date, repay within a period not exceeding 3 months and subsequently during the validity period of the credit line, its return, as well as repayment in accordance with the established repayment schedule and full refund.
A credit line may also be opened for up to 18 months by full turnover of the allocated credit funds through an account every three months.
- Loan Issuance In non-cash form
- Loan Interest Rate From 28 %
- Loan Repayment Annuity (equal payments) or other forms depending on the project
- Borrower's Share At least 25% of the project amount. At the same time, participation in the project may be considered by own working capital, property and equipment.
At least 125% of the loan amount
- Deposits in national and foreign currencies
- Movable and immovable property
- Equipment
- Guarantee of banks and insurance companies
- Guarantees of 3 persons
- Other Liquid Property
Small business entities must provide the following documents with an application for a loan:
- Financial statements (balance sheet, income statement, certificate of receivables and payables, as well as reconciliations for debts with a period of more than 90 days) for the last reporting period
- Business plan; with mandatory indication of the purpose, term and amount of the loan, including cash flow forecast
- Collateral Documents
- Other documents requested by the bank
Loan Calculator
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ADDITIONAL EXPENSES
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How to Apply for the Loan
To Apply for the Loan, Please Visit your Nearest Bank Branch.
For More Information Please Call
0-800-1-200-200Toll-free Call within Uzbekistan