Credit scoring: what we should know about it?

03 / 10 / 2023Credit score is a system for evaluating your ability to repay a loan, characterized by assigning points on a 500 — point scale. The points that are assigned to you depend on the availability or absence of overdue debts, as well as on factors such as income, type of activity, age, marital status, etc.

Why credit score is important?:
-It may affect the banks decisions to approve and issue a loan;

Your credit score may be low if:
— You have overdue payments, a large debt load or a negative credit history.

Your credit score may be high if:
— You have always repaid loans on time, have a long-term positive credit history and demonstrated financial responsibility.

Knowing your credit score and credit history will help you to plan your finances better and get the best deals!

Удобный контроль за своими средствами

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