Moody's: Rating of long-term deposits in national currency - "B2";

Ratings of long-term deposits in foreign currency - "B2";

The base credit rating is "b2".

S&P Global Ratings:

Long-term credit rating — “B+”;

Short-term credit rating - "B";

The base rating level is “b+”.

The "positive" rating outlook is due to high profitability and good asset quality of Hamkorbank.